HLP CAPITAL ADVISORY · READINESS REPORT ™

Estate Planning
Readiness™.

Not estate advice. This is a 16-dimension coordination diagnostic that surfaces the highest-leverage estate moves your existing attorney should evaluate — from documents and beneficiary hygiene to trust funding, entity coordination, and multi-generational preparation.

◉ 16 DIMENSIONS
◉ 12 STRATEGY MOVES
◉ VOICE-ENABLED
◉ 15-20 MINUTES
Not estate or legal advice. Estate Planning Readiness™ is a coordination diagnostic. HLP does not draft documents, issue legal opinions, or represent clients. Findings surface high-leverage estate moves for you to discuss with your existing estate attorney — that licensed professional owns the regulated advice and execution.
SECTION 01 · HOUSEHOLD 1 OF 16
◉ FOUNDATION · 01

Household composition.

Every estate plan starts here — who does the plan protect, and what does the household actually look like today?

◉ FOUNDATION · 02

Household net worth.

Net-worth band drives which planning strategies produce meaningful leverage. Under $2M, foundation documents are the priority. Above $12M, federal estate tax starts binding.

◉ DOCUMENTS · 01

Core documents.

Every adult household needs these four documents. Most don't. Missing one is a fireable offense for an estate attorney.

◉ DOCUMENTS · 02

Document age.

Documents older than 5 years often reference successors, guardians, or trustees who have died, moved, divorced, or lost capacity. Stale documents are worse than no documents.

◉ TRUSTS · 01

Existing trust structures.

Different trusts serve different purposes. The right stack for your household depends on assets, family structure, and state exposure.

◉ TRUSTS · 02

Trust funding.

A drafted-but-unfunded trust is as effective as no trust at all. The attorney drafted the document — you have to retitle the assets.

◉ BENEFICIARIES · 01

Beneficiary hygiene.

Beneficiary designations override your will — every time. Retirement accounts, insurance policies, and bank accounts each have their own. This is the single most-common estate failure we surface.

◉ BENEFICIARIES · 02

Recent life events.

Every life event triggers a documented-review obligation. Failing to update after a marriage, divorce, or death is where estate plans quietly break.

◉ PROTECTION · 01

Guardianship designations.

For households with minor children: without named guardians, a probate court decides. A court's choice is rarely your choice.

◉ PROTECTION · 02

Digital asset access.

Password vaults, crypto wallets, cloud storage, and business cloud tools. Without a documented access plan, your family may lose control of your digital life within 30 days of incapacity or death.

◉ COORDINATION · 01

Entity coordination.

Business entities, LLCs, and holding companies must coordinate with the estate plan. Buy-sell agreements, operating agreements, and beneficial-ownership registers all need alignment.

◉ COORDINATION · 02

Lifetime gifting strategy.

The federal lifetime estate/gift exemption is scheduled to step down significantly. Households above the threshold who don't use exemption before the sunset may permanently lose the opportunity.

◉ COORDINATION · 03

Charitable intent.

Charitable vehicles integrated into the estate plan can significantly reduce estate tax while creating multi-generational family philanthropy.

◉ FAMILY · 01

Family preparation.

Wealth transferred without preparation gets dissipated within two generations. The Rockefellers institutionalized family meetings; most households never hold one.

◉ COORDINATION · 04

Estate attorney relationship.

Like tax planning, the best predictor of estate outcomes is a proactive attorney who reviews annually and coordinates with your CPA and financial advisor.

◉ REPORT DELIVERY

Where do we send your report?

Chekelah's team reviews every submission within 48 hours. Your full Estate Planning Readiness Report™ arrives as a signed PDF suitable for handoff to your existing estate attorney.

◉ SURFACING MOVES
—/100
SCORING

Your Estate Planning Readiness score is being surfaced across the 12 highest-leverage moves your attorney should evaluate.

◉ TOP MOVES TO EVALUATE WITH YOUR ATTORNEY
DELIVERABLE
Full Estate Planning Readiness Report™ arrives in 48 hours
Chekelah's Capital Advisory team reviews every submission. Report includes: full move-scored register, quantified urgency per move, family-meeting facilitation checklist, and — if HLP identifies an attorney-relationship gap — introductions to DFW-based proactive estate attorneys.
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